Extra Liability Protection For Life’s “What Ifs.”
We help you prepare for the unexpected—just in case.
Umbrella insurance adds a critical layer of protection on top of your existing home, auto, or other personal policies. When accidents happen—and liability costs exceed your limits—an umbrella policy helps keep your savings, property, and future secure.
We Extend Protection Beyond Your Base Policies
Umbrella insurance kicks in when your underlying coverage maxes out. It’s a smart, affordable way to protect against large claims and lawsuits.
Additional Liability Protection
Covers legal fees, settlements, and judgments beyond the limits of your auto or home insurance.
Broader Personal Coverage
Includes incidents your base policies might exclude, like false arrest or libel.
Affordable for Most Households
High limits, low premiums—it’s one of the best values in personal insurance.
Flexible Coverage Across Policies
One umbrella policy can extend over your home, auto, boat, rental property, and more.
FAQ
Who needs umbrella insurance?
Anyone with assets to protect can benefit—especially homeowners, drivers, landlords, or families with teenage drivers.
How much umbrella coverage should I get?
We typically recommend starting with $1 million in coverage. We’ll help you evaluate your risk and assets to decide.
Does umbrella insurance cover my family?
Yes—umbrella policies often extend coverage to your spouse and household members. We’ll help you confirm the specifics.
Can I get umbrella insurance if I don’t have other policies with you?
Umbrella coverage usually requires qualifying auto or home policies with the same carrier. We’ll help you coordinate everything.
Let’s Start the Conversation
Whether you're updating your coverage or exploring options for the first time, we’re here to make insurance simple, personal, and stress-free. Let's talk about what matters to you—and how we can help protect it.