We Help Protect The Kitchen, Crew, And Customers That Keep You Running.
Coverage built for restaurants, cafés, and food service operations.
From hot grills to fast-paced service, restaurants face a unique set of risks. Whether you run a local café, a food truck, or a full-service restaurant, we help you build an insurance plan that protects your space, staff, equipment, and reputation.
We Fit Coverage to Your Kitchen and Crew
We’ll walk through how you operate—from seating to storage to staffing—and recommend coverages tailored to your location, scale, and menu.
General Liability & Foodborne Illness
Covers customer injuries, allergic reactions, and food-related claims.
Commercial Property & Equipment Protection
Protects your building, kitchen equipment, refrigeration units, and furnishings from fire, theft, or breakdown.
Liquor Liability
Coverage for alcohol-related incidents if your restaurant serves beer, wine, or spirits.
Employee Injuries & Lost Income
Ask about workers’ comp coverage and business interruption protection to help with payroll and recovery.
FAQ
What kind of insurance do I need to open a restaurant?
Most restaurants need general liability, property insurance, and workers’ comp at minimum. We’ll help you figure out exactly what your space requires.
Is liquor liability insurance required?
If you serve alcohol, it’s often required by your state or local liquor license. We’ll walk you through what’s needed.
What happens if my walk-in cooler fails?
Equipment breakdown coverage can help with repair or replacement—and may include spoilage coverage. We’ll help you add it if needed.
Can I insure a mobile food business like a food truck?
Absolutely. We insure food trucks, trailers, and hybrid setups. Let’s build a policy that fits how—and where—you serve.
Let’s Start the Conversation
Whether you're updating your coverage or exploring options for the first time, we’re here to make insurance simple, personal, and stress-free. Let's talk about what matters to you—and how we can help protect it.